What to Consider When Starting a New Business & Common Mistakes

Starting a business is an exciting leap, but it takes more than a great idea to build something successful. From legal paperwork to financial planning, launching your business the right way means laying a strong foundation from day one. Here’s what you should consider before diving in and how professional support can help you avoid costly mistakes throughout your journey.

Business Structure

Your legal structure affects everything: taxes, liability, compliance, and how you get paid. Sole proprietorships are easy to start, but they leave you personally exposed. LLCs are popular for their legal protection and flexibility, while S-Corps and C-Corps may offer tax advantages or investor appeal. Choosing the right structure isn’t just about today, it’s about aligning with your long-term vision.

Plan for Taxes

Taxes for new businesses aren’t just about filing at the end of the year. You might be responsible for self-employment tax, quarterly estimates, payroll tax, and possibly sales tax depending on your business type and location. A smart tax plan from the start can save you thousands and keep you from being blindsided.

Budget & Business Plan

A good idea needs more than passion, it needs a plan. A budget helps you understand what it’ll cost to start and operate your business, while a business plan outlines your market, goals, pricing, and projections. Even a simple one-page plan gives you clarity and focus.

Personal & Business Finances

Mixing personal and business expenses is one of the biggest red flags for the IRS, and a fast way to lose track of your profits. Open a business bank account, use a dedicated credit card, and keep all your receipts. Clean records make for easier taxes, stronger decision-making, and less stress.

Smart Accounting from the Start

Even if you’re just getting started, you need a system to track income, expenses, and profitability. Whether it’s through software or a professional accountant, clean books are the foundation of every successful business. You don’t want to wait until tax season to find out something went wrong.

Legal & Licenses

Every business is different. You may need a general business license, an industry-specific permit, or special insurance coverage. Ignoring these requirements can delay your launch or get you fined. It’s best to get these in place early.

Since 2018

What We Offer

Tax
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Accounting
Services

Budget Planning
Bookkeeping
AP / AR Tracking
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Advisory & Audit
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Financial Advising
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3 Easy Steps

Get Your Quote

Once you get a quote using our custom Quote Generator, you’ll be able to fill out our New Client Worksheet, which allows to be more specific about the services you need and what your budget is. If you’d like to one of our CPAs about your quote instead, you can call us to go over your selected services so our team can answer any questions you may have about what our services include or what services would be best for you.

Submit a New Client Worksheet

If you're interested in working with us at B & K Financial, the first step is to submit a New Client Worksheet. This form allows us to gather essential details, including your contact information, the specific services you're interested in, and your monthly budget. By completing this worksheet, we can better understand your needs and ensure we tailor our services to fit your financial goals. Once submitted, our team will review your information and reach out to discuss the next steps.

Schedule Your Onboarding

After you’ve selected your services and set up your billing information, we’ll schedule your onboarding meeting on Zoom. During this session, we’ll go over key details about the services you’ve chosen, discuss any special requests for document uploads if needed, and answer any questions you may have. This meeting ensures a smooth start and gives you a clear understanding of how we’ll handle your tax and accounting needs.

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Need a More Personal Touch?

Call us and speak with one of our CPAs and let us help answer your tax questions and get you started with a custom service package that’s right for you. Our team can help you decide what services will work best with your budget and your specific needs.

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